Many people are not able to afford the cost of the drugs. Yet, they end up spending a lot of money on prescription drugs. To save money, there have been quite a few reports claiming that people, nowadays, are skipping their dosages, or even reducing their dosages, and sometimes they are not filling their prescriptions. The increase in the prices of drugs has only made it worse.
This is because many drugs are not covered by their insurance plans. Nevertheless, there are always exceptions and ways in which one can save money on prescription drugs.
When a doctor prescribes medicines, ask them if all those are necessary. Ask if there is a medicine that can be skipped. Many doctors now are aware of the economic conditions of their patients, hence, they can give advise on how to save money by skipping some medicines.
Check with them if you can use another brand that is cheaper, or buy a generic one. The same composition is sold by many brands and there may be cheaper options of the same drug. Sometimes even the pharmacists can give advise on an alternate brand of the same composition, thus suggesting ways of saving money.
If you are on long term medication, use mail orders to get medicines.
You can also use the splitting drug option. Ask for a higher dosage and use splitters to split the medicine.
Some pharmacies happen to be costlier than the others. So, shop around and compare prices.
Taking such steps can definitely help you save money on prescription drugs.
If a person does not have insurance for drug coverage, then s/he can use discount card programs. This card can get one a percentage discount on some medicines and medical services. Many drug companies and state governments offer discount cards.
Medicare prescription drug card is one such option. With Medicare, drug costs can be reduced as it provides protection from unexpected prescription drug bills.
Although, it does not cover every cost, it pays part of the cost of prescription drugs.
Medicare prescription drug card costs very less, or is even available free at times. However, if a person has a medical insurance policy, these free cards will not be available to them. They have some eligibility restrictions and are for people who cannot afford prescribed drugs.
Through Medicare, drug costs can be partially reduced because of their many plans. People can take advantage through some of the discount cards offered by certain organizations. Many drug stores also offer discount cards that can help you save money on prescription drugs.
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